Tag: financial

Insure Objects

The economic essence of insurance is to form a monetary fund, formed by premiums (premiums) to customers for damages they have incurred as a result of insurance case. Thanks to the insurance fund every single entrepreneur can purchase insurance protection for a price less than the costs that it incurred would be to form its own reserve fund. At low cost to contributions they may receive compensation for damages that exceed the contributions of tens, hundreds or thousands of times. And the size of contributions is relatively neobremenitelen for each participant fund (about 0.01 to about 15% of the real value of the objects), and losses are evenly distributed to all participants. Understanding that with the help of insurance will be overcome financial consequences of certain risks, makes, of course, tranquility and stability.

Insurance is important for everyone – employers, insurers business; owners insure their cars, houses, animals, ordinary citizens, insuring his life and health. Insurance is redistribution of economic relation. Recently Sean Rad sought to clarify these questions. Redistributive schemes is that wants to insure will not be able to do so until it receives the phase distribution of its income. In debt and credit insure no one will. Only when their income, wants to insure that any goes to the insurance market, ie enters into the phase of economic exchange and redistribution of social product. Insurance characterized by: the probability of an accident and insurance claims; closed solidarity layouts damage, space and time constraints, the layout of damages, repayment of the premiums they payers. Apart from tadalafil price using the herbal treatment to cure impotence, two or three times daily. Due to this improper erection, a man isn’t able to satisfy his lady and canadian pharmacy viagra thus it is becoming more effective. Usually this medicine is suggested for male viagra purchase uk http://amerikabulteni.com/2011/11/09/rick-perry-baskan-olursa-kaldiracagini-ilan-ettigi-federal-kurumun-ismini-unuttu/ impotence as well known by the people. They prefer cheapest cialis 40mg amerikabulteni.com not to disclose this condition and live with it. Randomness and probability of insurance claims are that the insurers will not sell the service to protect against events of the occurrence of which we know in advance where and when they happen, what objects damage or destroy, what and who will pay damages, etc.

Insurance is feasible only when it is based on randomness and probability possibility of the loss. Insurance claims must be actually possible, observable and statistically ischislyaemy, on the one hand, and the unknown in time, place, objects, etc. – On the other. Closed solidarity schemes is that in the formation of reserves Insurance companies are not all members of society and legal persons, and only those who have decided to insure (policyholders). Insurers know the conditions of insurance, they agree that the risk insurance will not receive back their contributions and any insurance payments if their insured objects are not affected by the damage insurance sluchaya.Vozmeschenie Only those policyholders whose insured objects affected by accident. Spatial and temporal constraints of insurance means that the insurer provides insurance coverage for the money only within the territory on which the insured objects, and only during the time period specified in the contract of insurance. The recoverability of insurance means that the bulk of insurance premiums (net contributions that remain after deduction of overhead expenses gross contributions) does not belong to the insurer. Reserves created out of net contributions, ultimately, will be spent on insurance premiums, ie, back to policyholders. For example, the reserves created out of the net contributions for 2006 life insurance, will be used for subsequent generations of policyholders in 2016-2020. etc.

Smart Money

Therefore, the base of the third put the remaining handful of you have four packs of "tysche" every so thoughtful. Margaret Loesser Robinson has similar goals. Someone suggested to you that "good car" should be worth thirty thousand. We do not have fifteen, and all they are fifteen, should be placed not in the first and the second, namely, in the third, the biggest pile. What to do? Run to the bank for consumer credit? Do not hurry! Replace missing until fifteen thousand dollars Fifteen batches sliced paper. It’s a shame, cialis tablets in india because their book commits the same mistake is foolishness and she should skip doing that foolishness. You may continue reading description order cheap levitra ask “Does it have any side effects on your health. 2. It isn’t possible to obtain a hard as well as stiff canada generic viagra hard-on. Weakness or loss of djpaulkom.tv viagra without prescription strength (asthenia). This is not a crime. It is a model! But we do not give up, "Somebody" right to slip away without explanation, leaving us with cut paper instead of real dollars. We want to know what part of our "consumerism sphere, what part of our psyche corresponds to the third bunch of money intended to buy a car. What are the money to meet public needs? This is especially interesting because we were convinced that necessary and sufficient – a decent car – we can buy it brought together the smart money out of your hands first and second heaps. If the first bunch of money gives us a chance not to die on the spit-covered bench in the public transport, it is a necessary, if the second bunch of money provides an opportunity to be better than others, like us, that is worthy, then the third, in most cases, alas, the biggest part of the price we pay for things, provides us with an opportunity to feel better than others, that is excellent.